COVID-19 UPDATE

Credit Central is sending our thoughts to all who have been affected by COVID-19. In order to continue serving our customers during this tough time, Credit Central branches will remain open. As a convenience to our customers, payments on existing loans can be made by debit card* via phone by calling your local branch. Location information can be found under “FIND A BRANCH”. New loan approvals and renewals are subject to our credit standards. Amounts vary by state. If you need additional assistance, please contact your local branch.

*$25 minimum payment required. In AL, GA, & TN, Debit Card payments include a nonrefundable convenience fee of up to 3.5% of the payment amount or a flat fee of up to $3.50 based on location. Payments can be made without a fee by check, cash, or money order.

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INSTALLMENT LOANS

Our Goal: Make Getting a Loan as Simple as Possible

*In AL, GA, & TN (TX if Debit Card payments made outside of physical branch location), Debit Card payments include a nonrefundable convenience fee of up to 3.5% of the payment amount. Payments can be made without a fee by check, cash, or money order.

About Credit Central

Credit Central provides installment loans and tax preparation to qualified Alabama, Georgia, Louisiana South Carolina, Tennessee, and Texas residents. To Credit Central and our staff, you are more than just a number. We treat you with courtesy and respect as we work to get you the money you need.

The installment loan application, on average takes approximately 3 hours to complete once the application is received. Then, you repay the loan by making monthly installment payments tailored to your budget at the time you close the loan.*

*Payments will vary depending upon the amount and term of the loan.

We’ve Helped Thousands of Clients When They Needed It Most

  • As a customer of the Statesboro, GA branch, I would like to say that the Credit Central Staff are awesome to deal with. They are polite, courteous, friendly, and try to go out of their way to help people.

    Lenore L. Customer
  • Any time we call or step in to speak to anyone, we are treated with respect and courtesy. Everyone at Credit Central is prompt and efficient. No one has ever made us feel like our business wasn’t wanted. Each month we actually look forward to going and making a payment, because we feel very welcome and are treated very well. Keep up the good work!

    Roxanne & John M. Customers
  • I have been a loyal customer to Credit Central for going on 10 years. Since day one I have enjoyed building and maintaining a relationship with [their staff]. They are more like family than just the normal business customer service. [Credit Central] not only helped me at a young age with a financial struggle I faced, but over the years they have continued to keep me motivated and on track mentally. Because just the encouragement helps. Not everyone has that...

    April D. Customer