Credit Central offers personal installment loans for any reason. Our easy application process and competitive fees make applying for personal loans simple!
At Credit Central, our installment loans are designed to help you navigate life's unexpected twists and turns. Whether you're facing a medical emergency, need to cover car or home repairs, or are dealing with unexpected bills, our loans provide the financial support you need when you need it most.
With an easy application process and competitive fees, securing a loan is easy and stress-free. Plus, our loans can also help you manage long-term finances more securely, offering peace of mind and financial stability. Choose Credit Central for a personal loan that fits your life and needs.
Getting an installment loan from Credit Central is straightforward and designed to suit your convenience. Whether you prefer the efficiency of digital processes or the personal touch of in-branch services, we have options to fit every need.
Access our user-friendly online application platform on the go with your smartphone or from the comfort of your home. Just visit our website to complete your application in about twenty minutes. It’s quick, secure, and straightforward.
Those who prefer a face-to-face experience can visit any Credit Central branch. Our friendly representatives will assist you in filling out the application and answer any questions.
If you can’t make it to a branch and prefer not to apply online, simply call your closest Credit Central branch to begin your application. Our caring representatives are ready to help you over the phone to secure your loan.
Begin with our online application. You'll need to provide basic information, such as your full name, address, social security number, and employment details.
This process is designed to be quick, requiring only about twenty minutes of your time, and is secured with the latest technology to protect your personal information. Submitting your application through our digital platform is convenient and safe.
If your application is approved, you can digitally sign your loan documents from anywhere, saving you time and providing added convenience2.
Once everything is complete, your loan funds will be directly deposited to your debit card or bank account.
Keep track of your loan and manage payments3 easily through our customer portal. Here, you can make debit card payments or renew your loan, all from one accessible location.
Monthly payments
$130
Loan term
11 months
Total repayment
$1,430
Monthly payments
$130
Loan term
12 months
Total repayment
$1,560
Monthly payments
$130
Loan term
10 months
Total repayment
$1,300
Monthly payments
$145
Loan term
12 months
Total repayment
$1,740
Monthly payments
$130
Loan term
12 months
Total repayment
$1,560
Monthly payments
$154
Loan term
10 months
Total repayment
$1,540
We know you have questions about our personal loans, and at Credit Central, we’re here to provide the answers. Check out the answers to some of your frequently asked personal loan questions below.
An installment loan from Credit Central is a financial tool that provides you with a lump sum of money upfront, which you can use for almost any purpose—whether it's handling unexpected expenses, making home improvements, or consolidating debt. You repay this amount over a set period in regular, manageable monthly installments. Our installment loans come with clear, straightforward terms and competitive rates, ensuring you know exactly what to expect without any surprises. With our installment loans, you gain the power to take control of your financial situation today while planning for a stable tomorrow.
At Credit Central, the amount you can borrow through a personal loan varies by state and credit requirements. To find out the specific loan sizes available to you, we encourage you to locate and contact the branch nearest to you or fill out our convenient online application.
We are committed to responsible lending. Only take out what you truly need and are certain you can manage. Carefully consider your ability to handle monthly installments throughout the loan term. Responsible borrowing makes sure that your loan serves as a financial help rather than a burden.
The payback period for an installment loan from Credit Central can vary widely depending on your specific financial situation and the agreed-upon terms. Depending on loan size, our loan terms range from six months to two years.
A personal loan from Credit Central offers financial support suitable for many different individual needs. Use your loan for immediate needs like unexpected medical expenses, home or car repairs, or funding special events.
Particularly effective is using your loan for debt consolidation. You can pay multiple debts with your loan funds. Consolidating debt can lead to lower monthly payments and potentially reduce the amount of interest you pay over time.
Additionally, loans can support education expenses, significant purchases, or vacations. With Credit Central, you gain the financial flexibility to address your needs and simplify your finances.
Once your personal loan is approved by Credit Central, you can receive your funds quickly and conveniently. We offer the option to have the loan amount directly deposited to your debit card or bank account for fast access, or you can choose to pick up a check in branch.
Both methods are designed to help you get your money promptly so that you can address your financial needs without delay. Our process is tailored to provide you with quick access to your funds, making it easier to manage your planned expenses.