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Installment Loans

Credit Central offers personal installment loans for any reason. Our easy application process and competitive fees make applying for personal loans simple!

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Credit Central About Installment Loans

Personal Loans from Credit Central

At Credit Central, our installment loans are designed to help you navigate life's unexpected twists and turns. Whether you're facing a medical emergency, need to cover car or home repairs, or are dealing with unexpected bills, our loans provide the financial support you need when you need it most. 

With an easy application process and competitive fees, securing a loan is easy and stress-free. Plus, our loans can also help you manage long-term finances more securely, offering peace of mind and financial stability. Choose Credit Central for a personal loan that fits your life and needs.

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How it Works

Getting an installment loan from Credit Central is straightforward and designed to suit your convenience. Whether you prefer the efficiency of digital processes or the personal touch of in-branch services, we have options to fit every need.

Three Ways to Apply for a Loan:

Ready to apply using our digital process? Just follow these four easy steps.

1

Apply Online

Begin with our online application. You'll need to provide basic information, such as your full name, address, social security number, and employment details. 

This process is designed to be quick, requiring only about twenty minutes of your time, and is secured with the latest technology to protect your personal information. Submitting your application through our digital platform is convenient and safe.

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2

Sign Your Documents

If your application is approved, you can digitally sign your loan documents from anywhere, saving you time and providing added convenience2.

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3

Receive Your Loan Funds

Once everything is complete, your loan funds will be directly deposited to your debit card or bank account.

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4

Manage Your Account Online

Keep track of your loan and manage payments3 easily through our customer portal. Here, you can make debit card payments or renew your loan, all from one accessible location.

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What could your loan payments look like?4

Loan amount

$1,032

Monthly payments

$130

Loan term

11 months

Total repayment

$1,430

Loan amount

$1,091

Monthly payments

$130

Loan term

12 months

Total repayment

$1,560

Loan amount

$919

Monthly payments

$130

Loan term

10 months

Total repayment

$1,300

Loan amount

$934

Monthly payments

$145

Loan term

12 months

Total repayment

$1,740

Loan amount

$1,126

Monthly payments

$130

Loan term

12 months

Total repayment

$1,560

Loan amount

$1,010

Monthly payments

$154

Loan term

10 months

Total repayment

$1,540

Personal Installment Loan FAQs

Can I use Credit Central to prepare my personal tax return?

Absolutely, you can use Credit Central for your personal tax return. Whether you're dealing with complex investments, multiple income streams, or numerous deductions, our team is equipped to handle your tax situation's intricate details. 

We simplify the process so that you can maximize your refunds and minimize your liabilities. Our experts are adept at working through complicated tax laws and regulations. We make sure every aspect of your return is accurate and fully optimized. Let Credit Central take the stress out of tax season by making even the most complex returns straightforward and hassle-free.

How will I receive my tax refund?

You will receive your tax refund either directly from the Internal Revenue Service (IRS) or through a facilitated process via Credit Central, depending on your payment preferences for tax preparation fees. If you choose to pay the prep fees upfront, the IRS can directly deposit your refund into your bank account, which is the fastest method, or send you a check by mail.

Credit Central offers a bank product return for those who prefer not to pay upfront. In this case, your refund is processed by the IRS and sent to a passthrough bank. From there, you can deposit your refund directly into your bank account or pick up a printed check at your local Credit Central branch. Please note that checks must be picked up in person as they require your signature and can only be released to the taxpayer listed on the return.

Additionally, Credit Central offers an exceptional service for those who need quicker access to their funds: tax advances of up to $6,0001 from your expected tax refund. This advance allows you to benefit from your refund almost immediately after your return is filed and accepted, providing flexible financial support when needed most. Choose Credit Central and access your refund faster and more conveniently.

What information will I need to provide to use Credit Central tax prep services?

To use Credit Central's tax preparation services, you'll need to provide several pieces of information to guarantee an accurate and efficient filing process. This includes your Social Security card, a valid form of identification, and all relevant financial documents such as W-2 forms, 1099 forms, investment income statements, and records of any eligible deductions and credits (e.g., educational expenses, charitable donations). 

If you're a business owner, you will need to provide additional documentation related to your business expenses and income. Our secure app simplifies the document upload process, making it easy to organize everything for your tax preparation.

We know you have questions about our personal loans, and at Credit Central, we’re here to provide the answers. Check out the answers to some of your frequently asked personal loan questions below.

What is an installment loan, and how does it work?

How much money can I receive in my personal loan?

How long is the installment loan payback period?

What can I use my personal loan for?

How do I receive my personal loan funds?