Optional Products¹

Credit Central offers the following optional loan products:

• Accidental Death or Dismemberment

  AD&D insurance provides a lump sum payment to the primary borrower in the event of an accidental death, dismembering accident or loss of sight as defined in the insurance policy. Offered in Georgia

• Auto Insurance

  This insurance coverage protects the lender’s interest or equity in a customer’s  automobile(s) held as collateral on loans in the event of loss as defined in the insurance policy.  It does not take the place of minimum liability insurance required by state laws as it only protects the lender’s interest. Offered in Georgia

• Credit Life

  Credit life insurance will pay off the borrower’s loan balance in the event of an untimely death during the term of coverage as defined in the insurance policy. Offered in Georgia, Louisiana, and South Carolina

• Disability (Accident & Health)

  This insurance covers the primary borrower’s minimum monthly payment in the unforeseen event that the borrower becomes disabled after the loan date as defined in the insurance policy. Offered in Georgia, Louisiana, and South Carolina

• Personal Property

  This insurance will pay to repair, replace or provide the actual cash value of the collateral used to secure the loan in the unfortunate event of loss defined in the insurance policy. Offered in Georgia, Louisiana, and South Carolina

• Involuntary Unemployment

  This insurance covers the primary borrower’s minimum monthly payment in the unforeseen event that the borrower becomes involuntarily unemployed as defined in the insurance policy. Offered in South Carolina

• United Motor Club

  United Motor Club (“UMC”) is a membership that provides assistance with roadside emergencies, travel discounts, and more. Offered in Georgia