Branch Manager (Consumer Finance)

Company Overview

The founders of Credit Central had one target in mind when they started Credit Central in July 2002: Make loans as easy as possible. The motto turned into a huge success story.  Credit Central has grown to more than 160 loan offices in 6 states: Alabama, Georgia, Louisiana, South Carolina, Tennessee, and Texas.

Job Description

The Branch Manager is responsible for managing outside sales, credit and collections, growing the business, customer service, making loan volume standards, and staff management.

Essential Job Functions/Duties

• Make outside sales calls, grow the business by introducing customers to the finance/credit services available, and report customer activities to the District Supervisor
• Handle office management duties to include staff management, credit extension, credit and collection functions, and organization
• Schedule staff efficiently and manage the daily functions of 2-4 employees
• Develop qualified employees into upward positions or for upward mobility
• Accurately create written descriptions and appraise value of security
• Make underwriting decisions for loan amounts and terms for applications in accordance with company policy
• Ensure all loans are closed properly in accordance with policy
• Complete weekly progress reports and maintain daily/weekly reports
• Participate in training program
• Provide excellent customer service and build relationships with the customers
• Assist in meeting monthly loan volume standards

Job Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required:
• Ability to recruit, train, and develop quality new employees
• Management and organizational skills
• Knowledge of state and federal credit lending regulations
• Good attendance and work ethic, being present and prompt on all scheduled workdays

• A pleasant, positive attitude every day, outgoing personality, and higher than average energy level
• Stable work history
• A valid driver’s license with acceptable driving record and reliable transportation
• Acceptable credit

Education and/or Experience

• High School Diploma

• Previous finance experience managing a consumer finance office