Terms of Use

Agreement between user and Credit Central, LLC

Welcome to https://creditcentralllc.com. The https://creditcentralllc.com website (the “Site”) is comprised of various web pages operated by CREDIT CENTRAL, LLC. The Site is offered to you conditioned on your acceptance of the terms, conditions, and notices (the “Terms”) below. Your use of the Site constitutes your agreement to all such Terms. Please read these Terms carefully, and keep a copy of them for your reference.

The Site is a Financial Services Website

The purpose of the Site is to help potential customers locate a branch office in their area to help with their financial needs. An online loan application is provided as a convenience as well as an online payment portal for existing customers.

Privacy

Your use of the Site is subject to CREDIT CENTRAL, LLC’s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our personal information sharing practices, by clicking here.

Electronic Communications

Visiting the Site or sending emails to CREDIT CENTRAL, LLC constitutes electronic communications.
CREDIT CENTRAL, LLC does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you cannot use the Site.

Links to third party sites/Third party services

The Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of CREDIT CENTRAL, LLC, and CREDIT CENTRAL, LLC is not responsible for the contents of any Linked Site, including any link contained in a Linked Site or any changes or updates to a Linked Site. CREDIT CENTRAL, LLC provides the Linked Sites as a convenience, and the inclusion of any link does not imply endorsement by CREDIT CENTRAL, LLC of the Linked Site or any association with its operators.

No unlawful or prohibited use/Intellectual property

You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. As a condition of your use of the Site, you warrant to CREDIT CENTRAL, LLC that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Site, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of CREDIT CENTRAL, LLC or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. CREDIT CENTRAL, LLC content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular, you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of CREDIT CENTRAL, LLC. You agree that you do not acquire any ownership rights in any content on this Site. We do not grant you any licenses, express or implied, to the intellectual property of CREDIT CENTRAL, LLC except as expressly authorized by these Terms.

Materials provided to the Site or posted on any CREDIT CENTRAL, LLC web page

CREDIT CENTRAL, LLC does not claim ownership of the information or materials you provide, post, upload, input, or submit (including feedback and suggestions) to any CREDIT CENTRAL, LLC Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submissions, you are granting CREDIT CENTRAL, LLC, our affiliated companies, and necessary sublicensees permission to use your Submissions in connection with the operation of their Internet businesses including, without limitation, the rights to:  copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions; and to publish your name in connection with your Submissions.

No compensation will be paid with respect to the use of your Submissions, as provided herein. CREDIT CENTRAL, LLC is under no obligation to post or use any Submissions you may provide and may remove any Submissions at any time in CREDIT CENTRAL, LLC’s sole discretion.

By posting, uploading, inputting, providing, or submitting your Submissions, you warrant and represent that you own or otherwise control all of the rights to your Submissions as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.

International Users

The Site is controlled, operated, and administered by CREDIT CENTRAL, LLC from our offices within the USA. If you access the Site from a location outside the USA, you are responsible for compliance with all applicable laws. You agree that you will not use the CREDIT CENTRAL, LLC content accessed through the Site in any country in any manner prohibited by any applicable laws, restrictions, or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless CREDIT CENTRAL, LLC, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any applicable laws, rules, or regulations. CREDIT CENTRAL, LLC reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with CREDIT CENTRAL, LLC in asserting any available defenses.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. CREDIT CENTRAL, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SITE AT ANY TIME.

CREDIT CENTRAL, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. CREDIT CENTRAL, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CREDIT CENTRAL, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF CREDIT CENTRAL, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

CREDIT CENTRAL, LLC reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of South Carolina and you hereby consent to the exclusive jurisdiction and venue of courts in South Carolina in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and CREDIT CENTRAL, LLC as a result of this agreement or use of the Site. CREDIT CENTRAL, LLC’s execution of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of CREDIT CENTRAL, LLC’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Site or information provided by CREDIT CENTRAL, LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded, and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, the agreement constitutes the entire agreement between the user and CREDIT CENTRAL, LLC with respect to the Site, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and CREDIT CENTRAL, LLC with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of CREDIT CENTRAL, LLC that this agreement and all related documents be written in English.

Changes to Terms

CREDIT CENTRAL, LLC reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. CREDIT CENTRAL, LLC encourages you to periodically review the Terms to stay informed of our updates.

Waiver

Failure by CREDIT CENTRAL, LLC to enforce any of its rights under the Terms shall not be construed as a waiver of those rights or any other rights in any way whatsoever.

Applicable Law and Dispute Resolution

The Terms and all other aspects of your use of the Site shall be governed by and construed in accordance with the laws of the United States and, to the extent applicable, to the laws of the State of South Carolina, without regard to its conflict of laws rules. You agree that you will notify CREDIT CENTRAL, LLC in writing of any claim or dispute concerning or relating to the Site and the information or services provided through it, and give CREDIT CENTRAL, LLC a reasonable period of time to address it BEFORE bringing any legal action against CREDIT CENTRAL, LLC.

Additional Terms

Certain sections or pages of the Site may contain separate terms and conditions of use that are in addition to Terms. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Severability

If any provision of the Terms is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Terms shall remain in full force and effect.

General Provisions

The Terms supersede any previous Terms of Use Agreement to which you and CREDIT CENTRAL, LLC may have been bound. The Terms will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties, nor trade practice shall act to modify any provision of the Terms. All rights not expressly granted herein are hereby reserved. Headings are for reference purposes only and in no way define, limit, construe, or describe the scope or extent of such section.

Contact Us

CREDIT CENTRAL, LLC welcomes your questions or comments regarding the Terms:
Credit Central, LLC
700 E North Street, Suite 15
Greenville, South Carolina 29601

Email Address:
contact_us@creditcentralllc.com

Telephone Number:
(864) 242-4422

Updated September 2020.